Who writes the lessons
Amina Calder writes every module and hosts the monthly clinic. She is an educator. She is not a financial adviser, and she does not hold herself out as one. Before Ocubyelyx she spent years explaining payslips and pension statements to adults returning to study, which taught her that the useful sentence is usually shorter than the booklet.
Figures are checked against the published rate card before each tax year and again if a Budget moves a number the lessons use. Amina answers course email. She does not take a percentage of anything you later decide to do with a pot.
How the studio pays for itself
The £240 fee is the income. There is no advertising on the lesson pages, no sponsored “partner pension”, and no commission. If that ever changed, the terms would change first and current learners would be told before renewal. It has not changed.